Capital Market : Holding Companies

 

Alex K. Mathews, Research Head

 

Holding companies are companies which own shares of another group company or groups of companies.  Usually holding companies hold stocks with voting rights to control its board of directors, inorder to control its policies and management.  Sometimes companies will hold both equity shares and preferential shares.  Preferential share holding will not fetch voting rights, but will get dividend and enough rights over the assets.  Traditionally these stocks hold a low valuation, despite the market value of their investments in group companies being significantly higher.  The main reason for this low valuation is the fact that the investments are essentially on paper.  The income generated from these companies is from the dividends paid by the subsidiary companies for holding their stocks in the portfolio. There is no actual cash flow from their ordinary business operations.  Thus, holding companies shares do not reflect the market value of the subsidiaries. Most of the time holding companies shares are available at a discount to their NAV.

 

Holding companies sometimes unlock the value either by way of the listing of subsidiaries or their sale to a strategic partner, or by a de-merger.  If the holding companies do not have any intension to unlock the value, then it is better not to invest in these holding company stocks.  Sometimes there can be inherent risks in investment for holding company stocks, because a particular company’s management may be very good at handling some certain business, while not being able to deliver good performance in some other businesses.  Highly diversified subsidiary companies could affect the overall valuation of the holding company.  These risks can be minimized if the investor finds out those companies which are focused in a core sector, rather than putting it in one holding company.

 

The highest risk an investor has to face while investing in holding companies are multiple. The biggest risk is the time period an investor might have to hold on to such investments before he gets rewarded by one of the value-unlocking action of the management as mentioned earlier. Apart from that, the profits from the appreciation of stock price can only be expected if the subsidiaries are doing extremely well and the investments in its other non-listed ventures are prosperous. In the below given list of companies, Bajaj Holdings stock price has not come down considerably from its higher levels because of the performance its subsidiaries are putting out. While in the case of McDowell Holdings, the stock which made a high of 400 levels is now around 40, Jindal South West Holdings made a high of 3300 levels is now around 424 and Network 18 is now around 43 when compared to its high of around 630. So investors should give due consideration while investing in holding companies as appreciation in its stock price would happen only if a demerger/public listing happens or the subsidiary ventures are reaping good profits.

 

 

In the January Geodata issue, we may discuss in detail about the different holding companies in India, their investment pattern, income source etc.